Effective Date: 15 April 2024

By using this website or purchasing services/products from Devika Saha (“we”, “our”, “us”), you agree to the following terms and conditions. Please read them carefully.

1. Use of This Website

This website and its content are intended for individuals over 18 years of age. By using the site, you confirm that you meet this requirement.

2. Intellectual Property

All content on this site—texts, videos, graphics, programs, coaching frameworks—is owned by Devika Saha and protected under intellectual property laws. You may not copy, share, or use any content without written permission.

3. Coaching, Writing, and Digital Products

All services and products are intended for educational and developmental purposes. They do not guarantee specific financial, business, or personal outcomes. Results vary based on your own efforts and implementation.

4. Payment Terms

All purchases are final. Payment is required upfront unless explicitly agreed otherwise in writing.

5. No Refund Policy

We do not offer refunds under any circumstances. Please read service and product descriptions carefully before purchasing. By completing your purchase, you acknowledge and agree to this policy.

6. Confidentiality

If we work together, all personal and business information shared during coaching or consulting will be kept confidential, unless disclosure is required by law.

7. Limitation of Liability

We are not liable for any direct or indirect damages resulting from your use of our services, website, or materials.

8. Modifications

We reserve the right to modify these terms at any time. Continued use of the site constitutes your acceptance of any changes.